Getting the best Remortgage can be easy when you allow your City Mortgage Adviser to search from 20,000+ mortgages to find you the best deal.
You could potentially shave thousands off your mortgage by Remortgaging with our help. We look at your current deal plus your financial situation (such as income, debts and day-to-day spending) to determine which product type would be best for you, then use our whole-of-market access to find the best deals.
The mortgage market can be difficult to navigate if you’re not sure which lenders to approach. We are obliged to offer clear and accurate advice when we recommend a remortgage product and do this after assessing your circumstances.
Click here Answers to the most frequent Remortgage questions.
Why use The City Mortgages?
We understand how important it is to find the right partner. It does not matter if you are a first-time buyer, a seasoned property developer or just looking to release some equity from your home. You need your mortgage application to go smoothly, you want a fast service and to get a decision quickly.
As well as not charging for our service, we will work with you to understand your personal circumstance, what you need to achieve and then help you navigate the financial institutions to get the right result.
We will be able to advise you on the right lenders, what products meet your needs and who would offer you the best rates. We will also fill in all of the paperwork making this a painless stress-free process.
In short, we work for you and we will make sure we get you the right result.
How we work!
You tell us what you need
You can do this by completing the online form or by speaking to us on the phone. We know the right questions to ask to ensure that we get the information needed by lenders.
We do the research
It is then our job to research all of the options available to you, finding what meets your needs and which lenders are offering the best deals. It is important to look beyond the headline numbers and make sure you understand things like rate, term, payment and of course type.
We will present you with all the information as well as offering you advice. It’s important that you are aware of all the information before making a decision.
We then complete all the paperwork for you, taking away the stress and ensuring that your application is completed professionally allowing the lender to see all the information they need.
What’s the best Mortgage for me?
That’s impossible to say without first getting to know you and your current situation. Everyone’s circumstances are unique, that’s why it is vital we treat everyone as unique and advise on a case by case basis. There is no such thing as one size fits all.
Once we understand your current situation we will then be able to advise on the best Mortgage product and the best Mortgage lender for you.
We are able to assist you regardless if you are:
A First Time Buyer getting on to the property ladder
Buy to Let property investor adding to your portfolio
Or needing Equity Release to unlock some of the money in your property
Mortgage Advice You Can Trust
Regulated mortgage broker in the Midlands
Ability to search the entire UK mortgage market
Friendly, talented and QUALIFIED mortgage brokers
Stress free process
We do the paperwork
Access to deals not available on the Highstreet