A BTL mortgage is a loan that’s specifically designed for landlords who rent out a property, and is similar to a residential mortgage in that you’ll need a good credit rating together with a suitable deposit to purchase. If you’re wondering which mortgage might be right for you, or how you find the best deal, …
If you’re one of the almost 5 million self-employed people in the UK, or you’re thinking of becoming one, you could face tougher lending rules. Speaking to an independent mortgage broker is a great idea (which of course we do 😀 so get in touch if you need help at https://lnkd.in/ddQ9AHQ). Get the full details …
What it’s like for self employed people to get a mortgage at the moment? 🤔 Read More »
If you’re thinking about investing in property, you’ll be making one of the most secure and productive financial investments you can make. If you’re also looking to expand your monthly income or to build up a lasting investment plan, investing in a buy to let property could be for you 👍 Our guidebook takes you …
Your Basic Guidebook on Buying to Let and Buy to Let Mortgages 👇 Read More »
If you’re looking to remortgage your properties or find better mortgage rates, just enter a few details about the properties and what you’d like to borrow. Our calculator will do the rest, bringing up the best fixed and tracker rate mortgages for you to compare. It’s quick and easy and it’s all online 👌 Just …
CityM’s new online Mortgage Deal Checker is now live! Read More »
A: If you want to let your current property you’ll normally need a buy to let mortgage. If you want to find out more information about 👇 🏡 Renting out your home for a short period🏡 Renting a house without a buy to let mortgage🏡 What consent to let is🏡 When you should seek consent …
Here’s how we help property investors and landlords 👇 🏡 We can save you £1000’s on your mortgage🏡 We never charge broker fees🏡 We provide a free consultation to fully assess your unique situation🏡 We complete and track your application from start to finish for you🏡 We’re a highly qualified team with decades of experience🏡 …
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A: Stamp duty rates are based on the value of the property 👇 🏡 £0 to £125000: 3%🏡 £125,001 to £250,000: 5%🏡 £250,001 to £925,000: 8%🏡 £925,001 – £1.5m: 13%🏡 £1.5m+: 15% If you’re buying a property you don’t intend to live in such as a buy to let you’ll pay an extra 3% in …
Q: What stamp duty do I have to pay on a buy to let? 🤔 Read More »
If you’re a landlord – or considering making some extra income by becoming one – take a look at these top tips 👇 🏡 Find out if you need a landlord licence🏡 Stay on top of tenant checks🏡 Protect your tenant’s deposits🏡 Provide a valid EPC🏡 Do your safety checks🏡 Draw up a tenancy agreement🏡 …
A: The minimum for a buy to let property is usually 25% of the property’s value, although it can be anywhere between 20-40%. Most BTL mortgages are interest-only. This means you pay the interest each month, but not the capital amount. At the end of the mortgage term, you repay the original loan in full. …
Q: What deposit do I need to get a buy to let property? 🤔 Read More »
We’re mortgage advisors that want to help landlords and professionals like you rent out your first property, find the right remortgaging deal, and generally save some money on your mortgage! The fact that we’re a broker too is useful because it means we’ve got access to thousands of different lenders, which helps in finding you …
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