We’re mortgage advisors that want to help landlords

We’re mortgage advisors that want to help landlords and professionals like you rent out your first property, find the right remortgaging deal, and generally save some money on your mortgage! The fact that we’re a broker too is useful because it means we’ve got access to thousands of different lenders, which helps in finding you …

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Living by the sea never looked so good!

This seaside home in Guernsey certainly wasn’t cheap (it sold for somewhere around £3.45m 😬), but what a beautiful view! Which can be enjoyed from either of the two balconies, we might add. If the sea’s not enough for you, or perhaps you fear frostbite, it’s also got its own solar-heated swimming pool too 🌊

mortgagefromyoursofa

Professional investors – are you wondering what the latest buy to let mortgage rates are?

Typically, you’ll need a large deposit to secure a buy to let mortgage and the interest rates may be slightly higher than traditional mortgages. So it’s definitely an important step in the process to find the right deal because it can help you save money on fees and interest each month, and help your rental …

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What will happen to house prices after the stamp duty holiday ends at the end of June? 🤔

There’s been a dramatic increase in property purchases and house prices since the Chancellor introduced a temporary reduction in stamp duty and tax rates in July last year. But in just a few months, the plans are for these rates to return to normal. Will numbers of sales and house prices quickly fall again when …

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If you’ve just joined us here on LinkedIn, we wanted to let you know a bit more about us 😀👋

We’re an independent mortgage broker who help landlords and professionals in the West Midlands find great mortgages for their properties. Although City Mortgages is brand new, we’ve got over 20 years experience of finding people mortgages! Our aim is to help save everyone time and money, which is why we 👇 🏡 Provide our mortgage …

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Q: What are the costs involved getting a buy to let? 🤔

A: Here’s a list of some of the main costs 👇 🏡 Stamp duty🏡 Valuation🏡 Property survey🏡 Legal costs🏡 Mortgage arrangement fees🏡 Income tax🏡 Day to day costs🏡 Letting agent’s fees🏡 Mortgage interest🏡 Redecorating🏡 Landlord’s insurance🏡 Annual safety checks🏡 Rent insurance🏡 General building maintenance We’ve got more details on this and lots of other useful …

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